The money you are applying for is for a personal short term loan, otherwise commonly known as a cash advance, or payday loan. This is a very short-term personal loan collateralized against your next paycheck(s). For many of our customers it's the easiest and fastest way to get quick cash between paydays.

Simply submit an online application and your loan amount can be electronically deposited into your checking account overnight. On your next pay date, your loan will be paid off with an authorized automatic withdrawal from your bank account.

It's easy to qualify for a payday loan with CashLoanSource. We work with a number of reputable lenders to get you the best deal. Our lenders do not perform credit checks with the large credit check companies (Equifax, Experian, and TransUnion), so even if you have bad credit, no credit, or a past bankruptcy you can still qualify. These are the only requirements: . Be currently employed OR receive a regularly recurring income. . Your take home pay is at least $1000 per month, if employed OR $800 per month on a fixed income. . You Have an active bank account with a positive balance or deposit your paycheck there. . You are a USA citizen at least 18 years old.

You will receive the cash advance loan amount via electronic transfer on the next banking day after you are approved.

No. CashLoanSource lenders specialize in helping people get the cash they need including people with previous financial troubles.

No, you do not need collateral. The only thing you need is to receive regular income either through a job, or benefits.

Can I get paid with a paper check? Our lenders are able to provide you with a loan if you get paid with a paper check or you have direct deposit.

No, you will never be charged an application fee. Our lenders normally charge the finance charge for the loan on your next pay date.

Our lenders offer loans in most states.

State law limits the payday advances to amounts from $100 to $500. Your actual loan amount is determined by various other factors including take home income.

The fees are different depending on which lender you are matched with, however, the fees are competitive with the market. Some of our lenders may offer higher or lower rates depending on your frequency of pay and other variables.

No, many of our lenders do not require you to fax in any paperwork. If your lender does require a fax, there are a number of local public fax machines in places such as Kinko's, Staples, Mailboxes etc., Office Depot, or other local stores.

Paycheck cash advance loans are usually due when you receive your next paycheck. The standard time for loan repayment is usually no less than seven days and no longer than eighteen days. You may also pay back your loan early without prepayment penalties.

CashLoanSource is here to help anytime you need extra cash between paychecks. We encourage all our clients to keep in mind that a paycheck cash advance loan is a only short-term answer to an urgent cash need, and to use these loans responsibly. Paycheck cash advance loans should not be used repeatedly to deal with continuing budgeting issues. If you need additional help with credit, budgeting or debt management, please call the National Foundation for Credit Counseling at 1-800-388-2227.

We have different payment options available for our customers:

1. Paying the loan in full on the maturity date listed on your loan agreement*.
2. Paying the finance fee and a portion of the principle on or before the maturity date*.
3. Paying only the finance fee on the maturity date*.

*Some additional terms and conditions may apply. Please ask your loan consultant about all of the repayment options.

Some of our lenders are able to provide loans for amounts larger than $500, however, not for the initial loan. Once you have established yourself as a good customer, you may be eligible to borrow more than $500.

At CashLoanSource.com application page. It takes a minute or two to fill out.